The full cost
Look at the total amount you would repay, including any fees and other charges.
Space for what comes next · cafés
Capital conversations for your neighborhood café.
Tell us about your business, your priorities and the timing you are working toward. A short application is the starting point for exploring potential financing.
Start with your business details. Any offer is subject to eligibility and provider terms.
Before you decide
Questions worth asking.
If you receive an offer, review the obligations as carefully as the opportunity.
The repayment rhythm
Check the payment amount and frequency against the way revenue moves through your business.
The conditions
Understand security requirements, restrictions and what happens if your circumstances change.
Possible uses
What would you put to work?
Think about the business need first. These are examples of uses to discuss, not a promise of available financing.
An espresso setup
Consider the cost, the timing and how an espresso setup would fit into the way your business operates.
Seasonal stock
Consider the cost, the timing and how seasonal stock would fit into the way your business operates.
An additional service counter
Consider the cost, the timing and how an additional service counter would fit into the way your business operates.
How it works
Start with the business you know.
Take the application one step at a time. Review the details before you submit.
Your business
Start with the basics: what you do, how long you have been operating and your monthly revenue.
Your priorities
Share the amount you have in mind, your timing and what you want the funding to support.
Your next step
Review the consent details and verify your number. Consider any available options and their terms.
A perspective for cafés
The business behind the plan.
The morning rush is only one part of the picture. Make space for the decisions that keep the rest of the day moving.
Begin with your neighborhood café. Share what you want to achieve and explore whether potential financing fits the plan.
A few things to know
Good questions make a better starting point.
What happens when I apply?
You share information about your business and funding needs, review the consent language, and verify your mobile number. Any available options depend on the application and provider requirements.
What should I have ready?
Have your basic business information, an estimate of monthly revenue, time in business, contact details and the purpose of the funding you want to explore.
How quickly could funding be available?
Timing depends on the provider, your application and any documents or checks required. Review the details of an offer before making business commitments based on it.
What should I compare in an offer?
Consider the total cost, repayment schedule, fees, conditions and fit with your business. Ask the provider to explain anything that is unclear before accepting.
Make a beginning
What is next for your business?
Put your priorities into focus. Start an application to explore potential funding options.
Explore what is possible
No guarantee of approval or an offer.
Review all terms before accepting financing.